Certified Disability Management Specialist (CDMS) 2025 – 400 Free Practice Questions to Pass the Exam

Efficient claims administration is not considered a cost driver associated with disability management because it typically serves to streamline processes and reduce unnecessary expenditures. Effective administration of claims can actually lead to lower costs by improving the handling of disability claims, ensuring timely payments, and decreasing the chances of overpayments or administrative errors.

In contrast, the other options are recognized as cost drivers in disability management. An aging workforce often leads to increased healthcare and disability costs due to a higher prevalence of chronic conditions and age-related health issues. Benefits plan design significantly impacts the overall costs of disability management; a more generous plan might increase the frequency and duration of claims. Similarly, employee training programs can impose costs on organizations, particularly if they are designed to reduce workplace injuries or improve employee wellness; this investment can be essential for managing disability costs effectively. Understanding these dynamics is key for effective disability management and cost control.