Certified Disability Management Specialist (CDMS) 2025 – 400 Free Practice Questions to Pass the Exam

Question: 1 / 400

True or False: Voluntary benefits are offered by employers, and employees are responsible for the associated costs.

True

The statement is accurate because voluntary benefits are indeed supplemental insurance or services offered by employers that go beyond standard benefits. These can include options such as life insurance, disability insurance, critical illness insurance, and various other perks that employees can choose to purchase. Since these benefits are voluntary, the financial responsibility typically falls on the employee rather than the employer, which is why the assertion stands as true.

The context of why the other options are less accurate is important. The concept of voluntary benefits applies broadly across both public and private sectors and is not restricted to just large companies. It is a common practice for employers of various sizes to offer these benefits to enhance their overall employment package, making it attractive for employees without incurring additional costs for the employer.

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False

Only for public sector employees

Only in large companies

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